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Without your LO profile, you won't be able to generate a borrower proposal.
Loan Setup
Borrower & Transaction Information
This information populates across all scenarios and the borrower proposal.
Borrower
Property & Transaction
$
$
$
$
$
Refinance
Current Mortgage Statement Upload
Upload your borrower's current statement to auto-extract loan details.
API Key Settings✓ Key loaded
Saved to this browser
📄
Drop mortgage statement here or click to upload
Supports PDF, JPG, PNG — AI extracts balance, rate, P&I, escrow, and remaining term
Extracted Data
Current Balance
—
P&I Payment
—
Interest Rate
—
Total Payment
—
Escrow Est.
—
Remaining Term
—
Manual Entry— enter current loan details by hand
Fill in the fields below if you prefer to enter the current loan details manually instead of uploading a statement.
$
$
%
$
$
Remaining term is auto-calculated from balance, P&I, and rate
Loan Scenarios
Compare Up to 5 Loan Options
Each scenario will be compared side-by-side in the Analysis view.
Home / Appraised Value
$
Current Loan Balance
—
Current Rate
—
Refinance Type
Cash Out Amount
$
Balance + Fees + 1 Payment + $1,500
Fills new loan amounts across all refi options based on your fee schedule.
Closing Costs & APR
Fee Schedule — Applied to All Scenarios
Load a template or customize fees line by line.
Description
Amount ($)
% of Loan
Total
Paid By
APR
PPE
+ to Loan
Borrower Paid
$0.00
APR Fees
$0.00
Financed Fees
$0.00
Seller Paid
$0.00
Lender Paid
$0.00
Total Closing Costs
$0.00
Borrower Name
Property Address
Monthly Payment
Payment Comparison by Scenario
Summary
Loan Comparison Table
Metric
** Monthly payment estimates include principal & interest, mortgage insurance (where applicable), property taxes, and homeowners insurance. These are estimates only. APR is an estimate. This is not a Loan Estimate or commitment to lend. Partners Mortgage NMLS #1561525.
Equity Growth
Wealth Building Over Time
See any year from 1 to 30 — watch your equity and wealth grow over time.
1 yr30 yr10 Years
Power Payment Strategy
Power Payment Strategy
What if you choose the lower-payment option but keep paying the same amount?
Refinance Analysis
Amortization Comparison
Total interest cost, lifetime savings, and payoff timeline.
vs. Scenario
Borrower Proposal
Generate a Standalone Proposal Website
Creates a professional, mobile-friendly HTML file you can email or text directly to your borrower.
✓ Proposal is built and ready. Click Download to save an .html file, or Preview in New Tab to see it.
Personal Video Walkthrough(optional — plays inline in the proposal)
🎬
Drop MP4 here or click to upload
Video is embedded directly in the proposal — plays inline, no external links needed
✓ Video loaded
How to Record Your Video
Record a 60–90 second walkthrough of the borrower's loan options.
🍎 Mac
1
Open QuickTime Player → File → New Movie Recording
2
Click the red record button, talk through the loan options, click stop
3
File → Save — this saves as a .mov file which needs to be converted to .mp4
4
Convert .mov to .mp4: Open the .mov in iMovie → File → Share → File → set format to MP4. Or use a free online converter like cloudconvert.com
Tip: Cmd+Shift+5 also works for screen + camera recording. iMovie is free and pre-installed on all Macs.
🪟 Windows
1
Open the Camera app (search "Camera" in Start) → switch to Video mode
2
Click record, talk through the options, click stop
3
Find in Camera Roll (Pictures → Camera Roll) — drag into upload box above
Tip: Win+Alt+R for screen recording, or Snipping Tool (Win 11) for screen + webcam.
📱 Phone (easiest)
Record with your phone camera. AirDrop, email, or text the video to your computer. iPhones save as .mov — convert to .mp4 using iMovie or cloudconvert.com before uploading. Android phones save as .mp4 by default. Drag the file into the upload box.
💡 Tips
Max file size: 100MB. Keep recordings under 2 minutes to stay well within this limit. File must be .mp4 format. QuickTime (.mov) files must be converted to .mp4 first — use iMovie (free on Mac) or cloudconvert.com.
A generic intro works great and can be reused on every proposal. The video embeds directly in the HTML — no external links, just plays.
🎬
Drop MP4 here or click to upload
Video is embedded directly in the proposal — plays inline, no external links